CEN/TR 16092:2011
Current
The latest, up-to-date edition.
Electronic fee collection - Requirements for pre-payment systems
03-02-2011
Foreword
Introduction
1 Scope
2 Normative references
3 Terms and definitions
4 Abbreviations
5 Interoperability Issues
6 Classification of Pre-Pay solutions
7 Requirements for Pre-Pay account held in Central
Systems
8 Requirements for Pre-Pay account held on OBE
9 Invoicing of the Service User
10 Gaps in terms of Standards and recommendations
Annex A (informative) - Examples of implementations
Bibliography
This technical report (TR) analyses requirements for a universal Pre-Pay account system for EFC including the following issues:-relations to other existing standards in this domain;-the core requirements and functionality that must be provided.This technical report will show an analysis of the requirements for a universal prepay system and categorise possible different types of pre-pay solutions, in terms of functionality, technical and legal considerations. As far as legal requirements are concerned it will be clarified whether the pre-payment means fall within the scope of European Directive 2000/46/EC on the taking up, pursuit of and prudential supervision of the business of electronic money institutions and whether the medium-issuing organisation has to act as a financial institution and falls within the scope of the Payment Service Directive 2007/64/EC. The latter applying exactly to payment activities undertaken by entities but do not require a full bank license.The technical report will describe the current state-of-affairs of EFC pre-payment systems, including the demand for standards and inventory of provisions provided by standards. It will identify and prioritize gaps in terms of standards or other enablers needed in order for the market to provide viable pre-payment solutions in a European context.There are two general approaches to represent the content of the TR:a)allocate each requirement under each pre-pay solution;b)allocate each pre-pay solution under each requirement.To achieve a better understanding and readability alternative a) has been decided (this refers to Clause 8 and Clause 9 only).The TR does not give any decision on how or whether one of the pre-payment solutions described is commercially feasible to be considered as an implementable offer to the Service User. The return for invest for any TSP regarding the system architecture requirements and other obligations (refunding of SU) is questionable.
Committee |
CEN/TC 278
|
DocumentType |
Technical Report
|
PublisherName |
Comite Europeen de Normalisation
|
Status |
Current
|
Standards | Relationship |
S.R. CEN TR 16092:2011 | Identical |
NEN NPR CEN/TR 16092 : 2011 | Identical |
UNE-CEN/TR 16092:2011 | Identical |
PD CEN/TR 16092:2011 | Identical |
DIN CEN/TR 16092;DIN SPEC 70673:2011-10 | Identical |
PNE-FprCEN/TR 16092 | Identical |
CEN ISO/TS 19299:2015 | Electronic fee collection - Security framework (ISO/TS 19299:2015) |
PD ISO/TR 19639:2015 | Electronic fee collection. Investigation of EFC standards for common payment schemes for multimodal transport services |
ISO/TS 19299:2015 | Electronic fee collection Security framework |
DIN CEN ISO/TS 19299;DIN SPEC 74125:2016-02 | ELECTRONIC FEE COLLECTION - SECURITY FRAMEWORK (ISO/TS 19299:2015) |
PD CEN ISO/TS 19299:2015 | Electronic fee collection. Security framework |
S.R. CEN ISO/TS 19299:2015 | ELECTRONIC FEE COLLECTION - SECURITY FRAMEWORK (ISO/TS 19299:2015) |
ISO/TR 19639:2015 | Electronic fee collection Investigation of EFC standards for common payment schemes for multi-modal transport services |
CEN ISO/TS 25110:2013 | Electronic fee collection - Interface definition for on-board account using integrated circuit card (ICC) (ISO/TS 25110:2013) |
ISO/IEC 14443-1:2016 | Identification cards Contactless integrated circuit cards Proximity cards Part 1: Physical characteristics |
ISO/IEC 7816-6:2016 | Identification cards — Integrated circuit cards — Part 6: Interindustry data elements for interchange |
ISO/IEC 15693-2:2006 | Identification cards Contactless integrated circuit cards Vicinity cards Part 2: Air interface and initialization |
ISO/IEC 7816-1:2011 | Identification cards — Integrated circuit cards — Part 1: Cards with contacts — Physical characteristics |
EN 15509:2014 | Electronic fee collection - Interoperability application profile for DSRC |
ISO/TS 25110:2013 | Electronic fee collection Interface definition for on-board account using integrated circuit card (ICC) |
ISO/IEC 7816-8:2016 | Identification cards Integrated circuit cards Part 8: Commands and mechanisms for security operations |
ISO/IEC 15693-3:2009 | Identification cards Contactless integrated circuit cards Vicinity cards Part 3: Anticollision and transmission protocol |
ISO/IEC 14443-4:2016 | Identification cards Contactless integrated circuit cards Proximity cards Part 4: Transmission protocol |
ISO 14906:2011 | Electronic fee collection Application interface definition for dedicated short-range communication |
ISO/IEC 7816-2:2007 | Identification cards — Integrated circuit cards — Part 2: Cards with contacts — Dimensions and location of the contacts |
ISO/IEC 18092:2013 | Information technology — Telecommunications and information exchange between systems — Near Field Communication — Interface and Protocol (NFCIP-1) |
ISO/IEC 7816-4:2013 | Identification cards Integrated circuit cards Part 4: Organization, security and commands for interchange |
ISO 4217:2015 | Codes for the representation of currencies |
ISO/IEC 7816-3:2006 | Identification cards — Integrated circuit cards — Part 3: Cards with contacts — Electrical interface and transmission protocols |
ISO/IEC 7810:2003 | Identification cards Physical characteristics |
ISO/IEC 14443-2:2016 | Identification cards Contactless integrated circuit cards Proximity cards Part 2: Radio frequency power and signal interface |
CEN/TR 16040:2010 | Electronic fee collection - Requirements for urban dedicated short-range communication |
ISO/IEC 14443-3:2016 | Identification cards Contactless integrated circuit cards Proximity cards Part 3: Initialization and anticollision |
ISO/IEC 15693-1:2010 | Identification cards Contactless integrated circuit cards Vicinity cards Part 1: Physical characteristics |
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